How to Choose the Right Home Inspector
You made an offer, it was accepted, and now it’s time for your inspection. More often than not, and highly recommended, your agent likely made the offer contingent on a home inspection.
The inspection contingency allows you to get an idea of what could be wrong with the home, open up opportunities to renegotiate the price paid for the home, ask the sellers to cover repairs, or even, in some cases, walk away. Your agent can advise you on the best course of action once the report is filed.
Your agent will most likely have a short list of inspectors that they have worked with in the past that they can recommend to you. Realtor.com suggests that you consider this when looking for a home inspector:
Check the Inspectors Qualifications
Find out what’s included in your inspection and if the age or location of your home may warrant specific certifications or specialties. Some older homes require specialties that some inspectors can’t do.
Ask for Sample Inspection Reports
Ask for a sample inspection report so you can review how thoroughly they will be inspecting your dream home. The more detailed the report the better in most cases.
Do your homework – ask for phone numbers and names of past clients that you can call to ask about their experience.
Check their Memberships
Not all inspectors belong to a national or state association of home inspectors, and membership in one of these groups should not be the only way to evaluate your choice. Often membership in one of these organizations means that there is continued training and education provided.
Errors and Omission Insurance
Find out what the liability of the inspector or inspection company is once the inspection is over. The inspector is only human after all, and it is possible that they might miss something they should have seen. Ask your inspector if it’s ok for you to tag along during the inspection. That way they can point out anything that should be addressed or fixed. Don’t be surprised to see your inspector climbing on the roof, crawling around in the attic, and on the floors. The job of the inspector is to protect your investment and find any issues with the home, including but not limited to: the roof, plumbing, electrical components, appliances, heating & air conditioning systems, ventilation, windows, fireplace & chimney, the foundation and more!
They say ‘ignorance is bliss,’ but not when investing your hard-earned money in a home of your own. Work with a professional you can trust to give you the most information possible about your new home so that you can make the most educated decision about your purchase.
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